Real-time interest rate monitoring—made easy

RateMonitor is a free, secure service that uses Open Banking and smart technology to track interest rates in real time.

Our expert team keeps an eye out for better deals and lets you know if there’s an opportunity to save. No stress, no hassle—just smart savings.

or keep reading to learn more...

save with Rate Monitor 


Why pay more than you need to?




RateMonitor is a simple, secure, and free way to stay on top of your interest rate.
We use Open Banking technology* to securely connect to your bank and monitor your rate.


You’re always in control. When you sign up, you give us permission to check your interest rate, and you decide how long we keep monitoring it. You can withdraw access at any time—but once you see how easy it is to save, we think you’ll want to stick around!

Our expert team does more than just flag potential savings—we’re here to support you if you decide to refinance.
We’ll only recommend changes when the benefits outweigh any costs from your current lender. Plus, we’ll let you know when your equity has increased enough to unlock new opportunities.


There’s no obligation to switch, just the reassurance that you’re making informed financial decisions with the best available information.
*Open Banking Technology is regulated by the Australian Competition and Consumer Commission (ACCC). You can learn more here
RateMonitor is powered by Secure Finance Services Pty Ltd, an award-winning Australian mortgage brokerage you can trust.
(Australian Credit Licence number 465059)

 Getting started with RateMonitor is quick and easy. 

Have a question for our team?

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